Get Approved

We realize that not everybody can purchase a vehicle without having to finance at least some of it. We have a great working relationship with all the local banks and credit unions in our area. We also have several finance companies where we can do all of the loan documents right here without you having to leave the lot. We can have you approved in as little as 15 minutes and can offer rates as low as 2.99% and terms as long as 84 months. Our in-house companies offer a broad spectrum of programs to fit almost everyone's credit needs. We felt like it was important for all of our customers to have the opportunity to purchase one of our vehicles regardless of their credit history.


All fields
listed in RED are necessary in order for form to be sent.

Applicant Personal Information

Applicant Residence Information

Residence Type
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Applicant Employment Information

Applicant Other Income Information

Applicant Credit History Information

Have you ever had any property reposessed?
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Have you ever filed for bankruptcy?
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Applicant Drivers License Information

Desired Vehicle Information

Do you have a desired vehicle?
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Trade-In Information

Do You Have a Trade-in?
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Do you have a clear title?
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Other Information

  • By submitting this application, I certify that all information is true and complete. I have read and fully understand the Privacy Disclaimer below. I authorize this auto dealer to retain this application, to check and verify my credit, employment and salary history. By using their website, I authorize them to provide reports on the status of my application, including information concerning whether I am approved for a loan, which lender's loan offer (if any) I choose to accept, whether my application for credit is denied, and whether I accept a loan from a lender.



Gates Truck & Auto Center Privacy Notice
WHAT DOES GATES TRUCK & AUTO CENTER DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number, Income
  • Payment History
  • Credit History
  • Credit Card or Other Debt, and Employment History.

When you are no longer our customer, we continue to share your information as described in this notice.

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Gates Truck & Auto Center chooses to share; and whether you can limit this sharing.

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus-
Yes we share this information; No You cannot limit this sharing

For our marketing purposes -
to offer our products and services to you- We don't share

For Joint marketing with other financial companies -
We don't share

For our affiliates' everyday business purposes -
information about your transactions and experiences - We don't share

For our affiliates' everyday business purposes -
information about your creditworthiness- We don't share

For our affiliates to market to you-
We don't share

For nonaffiliates to market to you-
We don't share

Who is providing this notice? Gates Truck & Auto Center

How does Gates Truck & Auto Center protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Gates Truck & Auto Center collect my personal information?
We collect your personal information, for example, when you

  • give us your income information or provide employment information
  • give us your employment history or apply for financing
  • apply for a lease

Why can't I limit all sharing?
Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Gates Truck & Auto Center does not share with our affiliates

Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffiliates we share with can include financial companies, warranty companies
  • Gates Truck & Auto Center does not share with nonaffiliates so they can market to you

Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Gates Truck & Auto Center doesn't jointly market